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Saturday, February 23, 2008

Entry for February 23, 2008

February 24 through March 2, 2008 is America Saves Week, a somewhat flaccid name for a campaign in my humble view. A better moniker would be “America INVESTS Week,” since savings rates look quite poor compared to the long-term returns from the stock markets. Better still, how about “Get your ass out of debt week”? It does not make too much sense to try choking money into savings or investments when your credit cards are maxed out and you are paying between 12% and 19% (or higher) interest rates.

Give the site a quick click and get some ideas. It may let you know you are doing everything right and are well on the way to the land of happily ever after. It may tell you that you need a little improvement and give some hints on how to better yourself. If it says that you have crashed and burned, sit down with pencil and paper and start budgeting your way to success. You can do it.

Wishing you good health and sufficient wealth,

James A. Zachary Jr.

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