Some folks made the choice while others had no choice.
Any company or bank that issues you a credit card is not your friend. One of my earliest blog entries (on another host system, transcribed to this site as ARCHIVE FROM JUNE 2, 2007) warned about our predatory lenders. Today, my humble advice still stands. If you are thinking of investing for your future, if you have any dreams of building a nest egg for retirement, PAY OFF YOUR CREDIT CARD BALANCES and promise yourself NEVER to carry a monthly balance ever again. It is the biggest step you can take on your journey to financial independence.
CAVEAT: THIS BLOG CONTAINS (albeit often very childish) ADULT-CONTENT. DISCLAIMER: Entries at this blog are akin to good old-fashioned campfire chats; I offer no opinion on what you should or should not purchase, or what you should be using or doing. What does or does not work for me could be long country-miles away from your tastes and your needs. Any products, places, and / or whatnots that I review for this blog are purchased at retail price by me. I do not accept payment, gifts, discounts, freebies, products on loan, demon alcohol, drugs, plea-bargains, probation, parole, Presidential Pardons, or sexual favors for doing any review. TRACKING COOKIES: Google et al sticks tracking cookies on everybody. If you are online, you are being spied on; 'nuff said. You may be able to minimize your online footprints by using Tor and Duck Duck Go. Vive la liberté! Vive all y'all! Ante omnia armari. To each of you, thanks for stopping by!