We didn't try to get our insurance company to pay for any part of the job, although many of our neighbors have done so this year and over the many years prior. If there had been catastrophic storm damage to the roof, oh you can bet that I would have brought in the adjuster, but this roof was just showing age. I did notify my insurance company that I expected some sort of rate reduction for being a righteous guy about all of this, else I will be soliciting quotes for our Auto-Home Policy from competing insurance companies after the first of the new year.
For this roofing job, I secured three competitive quotes from properly insured and licensed roofing companies (vetting is a pain but it is worth the time and effort). The contractor that we used was the smallest outfit of the three bidders and his quote was substantially less than those from the big outfits.
Another project off the list; now on to other pressing matters ...
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